Strength

Gold loans are the essential products in our asset portfolio. We accept that our experience, through our Promoters, has enabled us to acquire a leading position in the Gold Loan business in Tamil Nadu state. We believe that due to our earlier entry into the finance business, we have made a recognizable brand in the rural and semi-urban markets of the state, particularly in the southern districts of Tamil Nadu. We are delivering Mortgage loans against vacant plots and loans against silver. These offerings are amazing and innovative in the market. We have a substantial presence in under-served rural and semi-urban markets. An enormous portion of the rural population has limited access to credit either due to their inability to meet the eligibility conditions of banks and financial institutions or due to non-availability of credit on time, or at all. We have set ourselves to provide loans targeting this market.

MD's Message

I am thankful to you for having browsed this site to know our company. Muthalagu Finance is offering financial services to public for various requirements such as consumer durable loans, personal loans, gold loans, loans against silver, business loans, asset loans, vehicle loans, mortgage loans, money transfer, insurance services etc. Now it is footing in different geographical areas to bring more people in the service net.

Directors & Key Management Personnel of the Company:

The business is primarily overseen and operated by Mr. Jeganath Alagarsamy, the Managing Director and Mr. Thirupathi Dhanaraja, the Director. Both individuals hail from a family with a rich legacy in traditional pawn broking and banking, accumulating a wealth of experience in the finance industry spanning over three decades.Commencing as a family concern on a modest scale, they transformed the business into a corporate model to attract additional funding from banks and facilitate its expansion throughout the country. The transition from a family-centric operation to a corporate structure marked a significant milestone in the company's evolution.Under the astute leadership of these two Directors, the business has flourished, establishing san extensive network and cultivating a substantial customer base. Their profound expertise in consumer-oriented financial products has been instrumental in steering the company toward a path of continuous progression. The conversion of the family business into a corporate entity reflects their strategic vision to access more funding, foster business development and position the company as a key player in the finance sector. The company, under their guidance, continues to thrive and contribute to the financial well-being of its customers while achieving substantial growth in various dimensions.

Mr.Muthusamy Sundarmanickam, M.A., Dipl.in Co-op
He serves as the Executive Director of the company, bringing a wealth of experience and expertise in the field of banking. Having previously served as the Secretary in a Land Development Bank, he retired from that esteemed position. His extensive background in banking has equipped him with valuable insights that contribute significantly to the company's financial operations. One of his key responsibilities is to monitor the fund availability at an optimum level. This strategic oversight ensures that the company utilizes its funds judiciously in the best interest of the stakeholders. By efficiently managing the funds and establishing liaisons with financial institutions, he plays a crucial role in supporting the company's financial health and contributing to its success. His dedication and distinctive approach to fund management reflect a commitment to the company's financial well-being and the interests of its stakeholders.

Mr. Prithiviraj, B.Com.,
He holds the position of Director within the company, bringing a valuable background from a family deeply rooted in the craftsmanship of gold. With an extensive history in gold ornaments making and the appraisal of gold jewellers, he contributes significantly to the company's expertise in the domain. He takes charge of leading the gold appraisal team. His role extends beyond mere supervision, as he actively involves himself in training corporate staff in the intricate art of appraising and valuing gold jewellery. Under his leadership, the team has been equipped to serve the public efficiently, ensuring that appraisals are conducted with precision and accuracy. His strategic approach ensures that the services provided by the company are not only timely but also delivered with precision. This commitment to service has contributed significantly to the company's credibility among the public. His role ensures that the company's services are held in high regard by the public at large.

Mr. Narendran Vasavan, B.Tech, MBA., ACA.,
He is the Chief Executive Officer of the company. He holds an engineering degree (B.Tech) with distinction, earning a rank during his studies. Additionally, he completed his Master of Business Administration (MBA) from Madurai Kamarajar University and he is also an Associate member of the ICAI. In his capacity as CEO, Mr. Narendran takes charge of overseeing the overall business operations of the company. His role involves continual monitoring of the company's performance to ensure its strategic objectives are met. Beyond overseeing day-to-day activities, he actively engages in mentoring the supervisory staff, aiming to enhance their efficiency and service delivery. Through his mentorship, he cultivates a culture of excellence within the supervisory team, fostering a result-oriented approach. His commitment to producing highly skilled and motivated staff members plays a crucial role in the overall development and success of the company. In summary, his leadership as CEO not only involves strategic oversight but also a hands-on approach to mentorship, contributing significantly to the efficiency and success of the company.

Ms. M. Saranyaa, B.Com.,ACA.,
She holds the pivotal role of Compliance Officer within the company. As a Chartered Accountant and Associate Member of the Institute of Chartered Accountants of India, she brings a wealth of knowledge and experience to her position. She is entrusted with the responsibility of overseeing and ensuring compliance with various regulations related to the company's operations. Her role involves managing and adhering to all forms of compliance to ensure that the company operates within the legal and regulatory framework. With her expertise, she has proven to be highly effective in fulfilling her professional obligations to the company.

Ms.T.Anantha Jothi.,B.com.,MBA.,ACS.,
She is a dedicated professional known for her meticulous attention to detail and comprehensive understanding of corporate governance. She specializes in managing all aspects of ROC compliances with precision and efficiency. Her dedication to continuous learning and staying abreast of industry developments enables her to offer strategic insights and proactive solutions, contributing to the long-term success and sustainability of our company. With her as our company secretary, we are sure that organization's compliance needs are in capable hands, allowing us to focus on achieving business objectives with confidence.

Members of Advisory Committee:

Mr. M. Ramasubramani IPS

Former IGP – Central Zone

Educational Qualification -Master’s degree in Political Science, a master degree in Law, a Master degree in Human Rights and also a Doctorate in Public Administration (Cybercrime) Position: Chairman & Life President – Handball Association of India & VP- TN Olympic Association, President – TNHBA.

Dr. M. Ramasubramani IPS is a distinguished Police Officer and prominent Sports Administrator, currently serving as the President of Handball Federation of India (HFI), President of South Asian Handball Federation, and Vice President of Tamil Nadu Olympic Association. With a robust passion for education, he holds a Doctorate in Cybercrime and is dedicated to promoting AR VR concepts globally. As a former Inspector General of Police, he demonstrated strong leadership in maintaining law and order, earning accolades such as the Hon’ble Chief Minister’s medal for excellence and the Presidents Police Medal. Dr. Ramasubramani's extensive qualifications include Master’s degrees in Political Science, Law, and Human Rights, along with a Doctorate in Public Administration. He has a notable presence in the corporate world as a Director at Vreon Tech India Pvt Ltd and POCL. Additionally, he holds key positions in various sports organizations, contributing significantly to the development of handball in India. Dr. Ramasubramani's multifaceted expertise and commitment make him an inspiring figure, fostering public confidence and motivating the youth.

Mr. Nithin Saravanan

Advocate, Supreme Court of India

Educational Qualification -Master’s degree in Political Science, a master degree in Law, a Master degree in Human Rights and also a Doctorate in Public Administration (Cybercrime) Position: Chairman & Life President – Handball Association of India & VP- TN Olympic Association, President – TNHBA.

Dr. M. Ramasubramani IPS is a distinguished Police Officer and prominent Sports Administrator, currently serving as the President of Handball Federation of India (HFI), President of South Asian Handball Federation, and Vice President of Tamil Nadu Olympic Association. With a robust passion for education, he holds a Doctorate in Cybercrime and is dedicated to promoting AR VR concepts globally. As a former Inspector General of Police, he demonstrated strong leadership in maintaining law and order, earning accolades such as the Hon’ble Chief Minister’s medal for excellence and the Presidents Police Medal. Dr. Ramasubramani's extensive qualifications include Master’s degrees in Political Science, Law, and Human Rights, along with a Doctorate in Public Administration. He has a notable presence in the corporate world as a Director at Vreon Tech India Pvt Ltd and POCL. Additionally, he holds key positions in various sports organizations, contributing significantly to the development of handball in India. Dr. Ramasubramani's multifaceted expertise and commitment make him an inspiring figure, fostering public confidence and motivating the youth.

Our Team of Mentors & Advisers: