What is a Jewel Loan?
A jewel loan is a secured loan where you pledge your gold ornaments to receive funds. It’s one of the easiest and most reliable ways to secure financing without selling your valuable assets. At Muthalagu Finance, we offer:
- Highest Loan Value per Gram: Ensure maximum value for your gold.
- Competitive Interest Rates: Starting as low as 0.74% per month (8.88% per annum).
- Flexible Repayment Options: Tailored to suit your financial capacity.
Our gold loan services cater to individuals seeking larger loan amounts or long-term repayment plans.
Why Choose Muthalagu Finance for Gold Loans?
- ✔ Quick Disbursal: Receive your loan amount in minutes with minimal documentation.
- ✔ Transparent Policies: No hidden charges or processing fees.
- ✔ Safe and Secure Storage: Gold stored in high-security vaults with 24/7 surveillance.
- ✔ Customized Schemes: Choose schemes designed for various income groups and switch mid-tenure if required.
How to Apply for a Gold Loan?
- 🔢 Gold Evaluation: Bring your gold to any branch for purity and weight assessment.
- 💰 Loan Approval: Get instant approval without income proof or credit score checks.
- ✉ Instant Disbursal: Receive your funds immediately in cash or bank transfer.
💻 Apply Online: Can’t visit a branch? Apply for a gold loan online.
Key Features of Our Gold Loan Services
- 💰 Loan Amount Range: Borrow from Rs. 2,000 to Rs. 1 crore.
- 📄 Affordable Interest Rates: Starting at just 0.74% per month.
- 📄 No Income Proof Required: Simplified documentation process.
- 🔄 Loan Takeover Facility: Transfer loans from other providers to Muthalagu Finance.
- 🔑 Renewable Loans: Easily renew your loan to extend the tenure.
Common Uses for Gold and Jewel Loans
- 🎓 Education: Fund tuition fees or higher studies.
- ⚕ Medical Expenses: Handle unforeseen emergencies with ease.
- 🌐 Business Investments: Secure working capital or expand operations.
- 💳 Debt Consolidation: Repay high-interest loans or credit card bills.
- 🎉 Special Occasions: Plan weddings, festivals, or celebrations stress-free.
FAQs About Jewel and Gold Loans
- ❔ How much loan can I get against my gold?
The amount depends on your gold’s purity and weight. Use our Gold Loan Calculator for an estimate.
- ❔ Are there any hidden charges?
No, our policies are transparent with no hidden fees.
- ❔ Is my gold safe with Muthalagu Finance?
Yes, gold is stored in high-security vaults with 24/7 CCTV surveillance and biometric systems.
- ❔ Can I repay my loan early?
Yes, with no prepayment penalties.
Why Gold Loans are Better than Personal Loans
| Feature |
Gold Loan |
Personal Loan |
| Collateral Required |
Yes (Gold Jewelry) |
No |
| Interest Rates |
Lower (Starting at 8.88% per annum) |
Higher (10%-20% per annum) |
| Processing Time |
Instant |
2-7 days |
| Loan Amount |
Based on Gold Value |
Based on Income and Credit Score |
Testimonials from Our Customers
"Quick and reliable service! Muthalagu Finance helped me secure funds for my daughter’s education without any hassle."
"The best gold loan provider in Tamil Nadu. Their interest rates are truly affordable, and the process is seamless."
Contact Us for Your Gold Loan Needs
📞 Call Us: +91 96981 18181
✉ Email: contact@muthalagufinance.in
💻 Apply Online: Gold Loan Application
