Why Choose Muthalagu Finance for Your Gold Loan in Perundurai?
- Instant Loan Disbursal: Get cash within minutes after gold verification.
- High Loan-to-Value (LTV) Ratio: Borrow up to 75% of your gold’s market value.
- Low Interest Rates: More affordable than personal loans or credit cards.
- Minimal Documentation: No income proof or credit score required.
- Safe & Secure Storage: Your gold is stored in insured vaults.
- Flexible Repayment Options: Choose from EMIs, bullet payments, or overdraft facilities.
Today’s Gold Loan Rates in Perundurai
- Gold Prices (26th February 2025):
- 📌 24 Karat Gold – ₹8,781 per gram
- 📌 22 Karat Gold – ₹8,050 per gram
- Gold Loan Rate Per Gram: ₹5,300* (Approximate)
📢 Gold prices fluctuate daily. Check the latest rates before applying for a loan!
How to Apply for a Gold Loan in Perundurai?
- Check Gold Price: Visit Muthalagu Finance for updated rates.
- Visit Our Branch: Bring your gold jewellery & KYC documents.
- Gold Valuation: Our experts will verify the purity and weight of your gold.
- Loan Disbursal: Get instant cash or direct bank transfer.
- Repayment & Gold Return: Repay the loan as per terms and get your gold back.
Gold Loan Repayment Options
- Bullet Payment: Pay interest monthly & repay the principal at the end.
- EMI-Based Repayment: Pay interest + principal in easy monthly installments.
- Overdraft Facility: Withdraw funds as needed & pay interest only on the used amount.
Who Can Apply for a Gold Loan in Perundurai?
- Farmers: Manage agricultural expenses effortlessly.
- Business Owners: Get working capital or expand your business.
- Students: Pay tuition fees or education-related expenses.
- Individuals with Emergency Needs: Cover medical expenses, weddings, or urgent financial needs.
Conclusion: Get a Secure & Instant Gold Loan in Perundurai
Gold loans are a fast, secure, and affordable way to access funds in Perundurai. With competitive interest rates and flexible repayment options, you can unlock your gold’s value without selling it.
💎 Need a gold loan in Perundurai? Apply today with Muthalagu Finance!
FAQs – Your Questions Answered!
- How much loan can I get against my gold?
💡 You can get up to 75% of the gold’s market value, depending on purity & lender policies.
- What happens if I don’t repay my gold loan?
💡 If you fail to repay, the lender may auction your gold to recover the loan amount.
- Can I renew my gold loan?
💡 Yes! You can renew your loan by paying the outstanding interest.
- Do I need a CIBIL score for a gold loan?
💡 No! Gold loans are secured loans, so a credit score is not required.
- Is my pledged gold safe with the lender?
💡 Yes! Muthalagu Finance stores pledged gold in insured vaults with full security.
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